The fuller answer
Pubic and underarm hair often appear before facial or chest hair, and each area responds differently to hormones. Genes, ancestry, follicle sensitivity, age, and individual timing all influence density, color, curl, and where hair grows.
Sparse facial hair during the teen years does not diagnose low testosterone. Beards may keep changing into adulthood, while some healthy adults never grow much chest or facial hair. Shaving cuts the hair shaft; it does not create more follicles or make growth biologically faster.
A sudden new pattern is different from gradual puberty. Rapid coarse hair growth together with major cycle changes, voice changes, severe acne, medication changes, or other symptoms is worth discussing with a clinician.